Master Your Tax. Protect Your Trust. Grow Your Business.
Expert Trust, Tradie and general Small Business advice in plain English. Fast, 100% IRD compliant, and built on 20 years of local experience.
Income Splitting Logic
Automatically identify legal distribution opportunities to beneficiaries in lower tax brackets. Stay compliant with Section BG 1 and avoid “Tax Avoidance” red flags before the 2026 rate hike hits.
Startup Growth Guard
Navigate the transition from “Side-Hustle” to “GST Registered” without the cashflow shock. Perfect for new NZ ventures needing to track pre-incorporation expenses and burn rates.
The Tradie Expense Log
Stop leaving money on the table. We track tool depreciation, home office percentages, and ute logbooks. If you’re missing a log, we calculate your potential loss instantly so you can fix it before filing.
TaxNav Solutions for Your Business
The Tradie Toolkit
Specialized tax management for the NZ construction sector. From ute logbooks to tool depreciation and GST, we ensure you claim every cent while staying IRD-compliant on the tools.
Trust & Asset Protection
Navigating the 2026 39% Trustee tax rate change? We provide the logic to identify legal income-splitting opportunities and avoid the ‘Tax Avoidance’ red flags of Section BG 1.
Startup & Venture Scale
Built for new NZ businesses. Manage your runway, track pre-incorporation expenses, and get your GST registration timing perfect. Simple accounting for founders who need to move fast.
Three Steps to Tax Certainty
Scan Your Setup
Use our quick tools to look at your current business or trust structure. We identify where you’re missing deductions or where the 39% tax rate is hitting you hardest.”
Run the Risk Quiz
Answer three simple questions. We’ll tell you if your strategy is ‘High Risk’ for an IRD audit or if you’re leaving money on the table.
Grab Your Custom Kit
Download your Tradie GST or Trust Distribution Kit. You get the exact logs, templates, and legal logic needed to keep your tax low and your risk zero.
Your Tax Strategy, Optimized
Whether you’re a Tradie, a Trustee, or a Startup, our Tax Brain identifies risks and finds legal savings in seconds. Stop guessing and start navigating
- 1. Real-time 39% Tax Risk Monitoring
- 2. Automated Tradie Expense Tracking
- 3. IRD-Compliant Legal Distribution Logic
- 4. Instant Profit & GST Forecasts
Clear Answers for Complex Tax
Everything you need to know about the 2026 tax changes and how TaxNav keeps you compliant.
Is income-splitting with my Trust still legal in 2026?
Yes, but the rules have changed. While the trustee tax rate is now 39%, distributing income to beneficiaries in lower tax brackets is still a valid strategy. TaxNav helps you navigate these distributions without triggering the IRD’s “Tax Avoidance” (Section BG 1) red flags.
How much of my home office can I actually claim as a Tradie?
It’s all about the math. You can claim a percentage of your rent/interest, power, and insurance based on the area of your home used for business. TaxNav calculates this for you automatically—no “Accounting-speak” or messy spreadsheets required.
Do I still need a traditional accountant if I use TaxNav?
TaxNav is designed to replace the expensive, once-a-year “surprise” bill from a traditional accountant. We provide the tools, kits, and expert-backed logic you need to handle your own GST, Trust distributions, and income tax throughout the year.
What happens if I don't keep a logbook for my ute?
Without a logbook, the IRD can significantly limit your claim, costing you thousands in lost deductions. Our Tradie GST Kit includes simple tool logs and vehicle tracking strategies to ensure you keep every dollar you’re entitled to.
How does the sub-folder strategy work for my different businesses?
Simple. All your apps and kits are managed under one roof at taxnav.co.nz. Whether you are looking at taxnav.co.nz/tradies or taxnav.co.nz/trusts, your data is secure, organized, and specifically tailored to that niche’s tax laws.